Tool profile
Agicap: cost, fit and limits
Agicap is a cash management and forecasting platform that connects bank accounts through open banking and accounting data to track cash, build rolling 13-week and category-based forecasts, compare scenarios and, per its homepage, connect liquidity data to Claude.
What to know first
Agicap publishes no plan names or amounts: the pricing page reads Prices that fit your needs, subscriptions run for at least 12 months and payment is by SEPA direct debit or debit card. The product combines real data, estimates and the vendor's own formulas, and refines receivables forecasts with each customer's actual days sales outstanding. Agicap AI is named on the homepage, but the forecast page that would explain it returned a 404.
Agicap at a glance
| Maker | AGICAP SAS, France |
|---|---|
| Free plan | Free trial only |
| Entry price | Quote only |
| API access | Yes |
| Category | Best AI Cash Flow Forecasting Software in 2026, rank 4 of 11 |
| Website | agicap.com |
Who Agicap is best for
European mid-size companies with a data-location rule
The security page states financial data is hosted only in Google Cloud data centers in Belgium, which answers a residency question directly.
Finance teams with spreadsheet models
Existing spreadsheet forecast models can be imported, so a team does not have to rebuild a working structure from zero.
Companies with late-paying customers
Receivables forecasts use each customer's actual days sales outstanding, so a habitual late payer is planned at its real delay instead of the invoice due date.
Agicap plans and pricing
| Plan | Price | What it includes |
|---|---|---|
| Subscription | Quote only | No plan names or amounts are published. The pricing page says prices fit your needs. |
| Contract term | Minimum 12 months, annual | Subscriptions are annual with a minimum 12-month term. Payment by SEPA direct debit or debit card. |
| Free trial | Free, a few days | The pricing page mentions a trial for a few days and gives no exact length. |
Checked November 2026.
What Agicap does
- Rolling 13-week and category planning
- Short and medium-term forecasts are available as a rolling 13-week view and as category-based planning, so a finance lead can look at the next quarter by week and the year by category.
- Scenario comparison
- Scenarios can be compared for short-term cash positioning, the 13-week forecast and the long-term cash flow plan, so one decision can be tested at each horizon.
- Forecast method
- Forecasts combine real data, estimates and Agicap's own formulas, and receivables are adjusted by each customer's actual days sales outstanding instead of the invoice due date.
- Agicap AI and Claude
- The homepage says Agicap connects your liquidity to Claude. The pages opened do not describe what the AI reads, writes or computes, since the forecast page returned a 404.
- Spreadsheet import
- Existing forecast models in spreadsheets can be imported into the platform, so a team does not have to rebuild a structure it already trusts before it can judge the product.
How Agicap handles your data
The security page states that financial data is hosted exclusively in Google Cloud Platform data centers in Belgium, that the company has held ISO 27001:2022 certification since 2024, and that it makes a GDPR compliance statement. Its confidentiality section says customer data is not used to train AI models or shared with third parties. The data processing agreement covers secure deletion after the contract ends, but no timeframe is given. SOC 2 is not stated on the pages opened.
Where Agicap falls short in practice
- No prices to compare. Every amount is a quote, so a small business cannot judge the cost against Brixx or Futrli before a sales call, and the page gives no hint of the range.
- Twelve-month commitment. Annual subscriptions run at least 12 months, which is long for a company still testing whether forecasting fits its routine, and the trial is described only as a few days.
- Integrations unnamed. Banks are reached through open banking APIs and ERP tools are mentioned, but no specific bank or accounting product is named on the pages opened, so coverage must be confirmed.
Works with
Alternatives to Agicap
Agicap: common questions
Does Agicap train AI models on my data?
The security page states that customer data is not used to train AI models or shared with third parties. It appears in the confidentiality section. The page does not explain how Agicap AI works, so confirm whether any outside model provider processes your data.
Where does Agicap host customer data?
The security page says financial data is hosted exclusively in Google Cloud Platform data centers in Belgium. The footer shows a London address without calling it a headquarters, and no page we opened names the legal entity or its country of incorporation, so ask for the contracting entity.
What does Agicap cost?
No amounts are published. The pricing page describes prices that fit your needs, annual subscriptions with a minimum 12-month term, and payment by SEPA direct debit or debit card. Treat every price as a quote and ask what the entity, bank and user counts do to it.
How does Agicap forecast late customer payments?
Its receivables forecasts are refined using each customer's actual days sales outstanding, so a customer that pays in 55 days is not planned at 30. The forecasts also mix real data, estimates and Agicap's custom formulas. Test it against last quarter's invoices.
Is Agicap ISO 27001 certified?
The security page states ISO 27001:2022 certification, held since 2024, and a GDPR compliance statement. It does not state SOC 2. Ask for the certificate's scope, since a certification of the company does not by itself cover every product feature.