Tool profile
Fincite: cost, fit and limits
Fincite is a software company in Frankfurt, Fincite GmbH, that makes cios, modular wealth management software covering onboarding, advice, ordering, reporting and sustainability for banks and wealth managers. It is delivered as SaaS, describes itself as MiFID II compliant and has a CIOS AI section.
What to know first
Fincite's cios is a modular product: onboarding, advice, ordering, reporting and sustainability modules sit on foundation, channel and data layers. A buyer can start with one module and extend through a CIOS extension store. The site offers a 14-day free trial with no credit card, which is unusual for institutional wealth software, but prices, certifications and AI details are not on the pages read.
Fincite at a glance
| Maker | Fincite GmbH, Germany |
|---|---|
| Free plan | Free trial only |
| Entry price | Quote only |
| API access | No |
| Category | Best AI Wealth Management Software in 2026, rank 8 of 10 |
| Website | fincite.de/en |
Who Fincite is best for
European banks that need MiFID II-style advice flows
The site describes the product as MiFID II compliant and lists advice, ordering and reporting, plus a sustainability module, which maps to suitability and sustainability preference steps.
Institutions that want to try before a project
The site offers a 14-day free trial without a credit card, so a product team can click through the modules before a procurement process starts.
Firms with positions held outside the bank
The data layer lists third-party depot integration, custodian bank connection and aggregation of internal and external portfolios, which supports advice across several holders.
Teams extending the platform
A CIOS extension store and modular building blocks for AI use cases are listed, so a firm can add features rather than rebuild.
Fincite plans and pricing
| Plan | Price | What it includes |
|---|---|---|
| Free trial | Free for 14 days, no credit card | Hands-on access to cios modules on the site's trial offer. The pages read do not list which modules the trial includes. |
| Module licensing | Not published | Onboarding, Advice, Ordering, Reporting and Sustainability modules, plus Foundation, Channel and Data layers. No price list on the pages read. |
| Extensions | Not published | A CIOS extension store and AI use cases built from modular building blocks. Pricing and availability were not stated. |
Checked November 2026.
What Fincite does
- Onboarding and advice modules
- cios covers client onboarding and advice, with digital signature and a role and rights system for staff, which supports a documented advice process. The role system controls who in a bank can see or sign off each step.
- Ordering and reporting
- Ordering and reporting modules let advisors place orders and produce client reports from the same data, avoiding a separate reporting tool. The Ordering module connects advice outcomes to execution inside the same product.
- Sustainability module
- A sustainability module is listed beside the core modules, so sustainability preferences can be handled in the same flow. The module sits beside the core modules instead of being a separate project.
- Portfolio and market data
- The data layer lists market data, third-party depot integration, custodian bank connection and automatic asset valuation, plus aggregation of internal and external portfolios. Automatic asset valuation is part of the same layer, which feeds advice and reports.
- CIOS AI
- The site links a CIOS AI section and mentions AI use cases built from modular building blocks, but the pages read give no detail on models or data use.
How Fincite handles your data
The pages read give little on data handling. The product is delivered as SaaS, the company address is Franklinstr. 52, 60486 Frankfurt, Germany, and the site lists a digital signature feature, role and rights distribution and a notification system. The site did not state certifications, a hosting region, data retention or whether any client data is used to train AI, and the privacy policy page could not be opened. The vendor's policy was not checked for this, so a buyer should request a data processing agreement and a processor list before a pilot.
Where Fincite falls short in practice
- AI details are missing. The CIOS AI section is linked but the pages read do not describe features, model providers or data use, so any AI claim needs a vendor demonstration.
- No published certifications. No ISO or SOC reports are named on the page read, which matters for a bank's outsourcing review under European rules. A bank's outsourcing review would need those reports before a pilot could move to production.
- Integration answers were empty. The FAQ entry on integrations had no answer on the page read, so custodian and core-banking connections must be confirmed directly. Ask for the connector list for your own custodian bank and depot providers.
Works with
Alternatives to Fincite
Fincite: common questions
Does Fincite offer a trial?
Yes. The site offers a 14-day free trial with no credit card required. The pages read do not say which cios modules the trial covers, so confirm that before building a test case. Credit card details are not needed to start it.
Is Fincite cios SaaS or on premises?
The site says the product is delivered as SaaS. It does not name a hosting provider or region on the pages read, so ask for both along with the subprocessor list. Ask whether the SaaS runs in a European region.
Does Fincite use AI?
The site links a CIOS AI section and mentions AI use cases built from modular building blocks. It gives no model or data details on the pages read, so ask for a demonstration and a written data use statement. Do not rely on the AI label alone.
Where is Fincite based?
The site lists Fincite GmbH at Franklinstr. 52, 60486 Frankfurt, Germany. That address is the company's, and hosting location is a separate question not answered on the pages read. Its trial and sales pages may differ. Hosting location is a separate question for the vendor.
What does cios cover?
cios covers onboarding, advice, ordering, reporting and sustainability modules on foundation, channel and data layers, with a digital signature, role and rights distribution and a notification system, and the vendor describes it as MiFID II compliant. Prices for those modules are not published.