Tool profile
Fungies: cost, fit and limits
Fungies is a merchant of record platform operated by Fungies Inc. in Palo Alto, California and Fungies Europe PSA in Warsaw, Poland, that sells games and digital products for a single 5% plus $0.50 commission with tax remittance included.
What to know first
Fungies charges one commission of 5% plus $0.50 per sale, covering payment processing, tax calculation and remittance, fraud screening, chargebacks and platform features. There is no monthly, setup or per-seat fee, and the store builder is free. The pricing page says the company is registered for VAT in all 27 EU member states and the UK, and that the rate is negotiable at higher volume, with no threshold shown.
Fungies at a glance
| Maker | Fungies Inc. (Palo Alto, California) and Fungies Europe PSA (Warsaw, Poland), United States |
|---|---|
| Free plan | Yes |
| Entry price | 5% + $0.50 per sale |
| API access | Yes |
| Category | Best AI Merchant of Record Platforms in 2026, rank 8 of 13 |
| Website | fungies.io |
Who Fungies is best for
Game and app developers
A free store builder and a single commission let a small studio open a storefront without a monthly bill or separate tax setup.
Sellers with European buyers
VAT registration in all 27 EU states and the UK is stated, which answers a question many small sellers cannot afford a lawyer to solve.
Teams wanting broad payment methods
Cards, PayPal, Apple Pay, Google Pay, SEPA, iDEAL, UPI and buy-now-pay-later are named, covering buyers in Europe and India. Treat the Fungies page as a starting point and confirm details through the vendor.
Fungies plans and pricing
| Plan | Price | What it includes |
|---|---|---|
| Single commission rate | 5% + $0.50 per sale | Covers processing, tax calculation and remittance, fraud screening, chargebacks and platform features; no monthly, setup or per-seat fee. |
Checked November 2026.
What Fungies does
- All-in commission
- One rate includes payment processing, tax calculation and remittance, fraud screening and chargebacks, so a seller sees a single line item per sale. The pages from Fungies that we opened did not go deeper on this point.
- VAT registration
- The pricing page states registration for VAT in all 27 EU member states and the UK, so Fungies, not the seller, handles that filing as the seller of record.
- Free store builder
- The store builder carries no monthly fee for hosting or building, so a seller pays only when a sale occurs. Finance staff should model this against a typical monthly order mix before signing with Fungies.
- Payment methods
- Cards, PayPal, Apple Pay, Google Pay, SEPA, iDEAL, UPI and buy-now-pay-later are named, a spread that includes methods popular in Europe and India. Request the matching clause in the Fungies agreement to see exactly how it is worded.
How Fungies handles your data
The privacy policy says transaction, invoice and tax records are generally kept for at least five years from the end of the relevant tax year, and contact form messages for up to 24 months after an enquiry is resolved. It names Vercel for hosting and Supabase for the database without giving a region. Card data is handled by PCI DSS compliant providers through tokenised integrations. No model training statement or certification appears.
Where Fungies falls short in practice
- Volume discount has no threshold. The rate is negotiable at higher volume, but the page gives no figure, so a growing seller cannot forecast when it can ask. Support replies from Fungies on this topic are worth keeping on file for later disputes.
- No named AI feature. The pages read name no AI tooling, which sets Fungies behind Paddle and Polar for developers who want agent access. Pages on the Fungies site did not give a worked example, so sample numbers need checking.
- Hosting region not given. Vercel and Supabase are named without a region, so a seller with data residency needs must ask in writing. Developers planning around Fungies should look for the same point in its technical docs.
Works with
Alternatives to Fungies
Fungies: common questions
What does Fungies charge?
Fungies charges 5% plus $0.50 per sale. That covers payment processing, tax calculation and remittance, fraud screening, chargebacks and platform features. There is no monthly, setup or per-seat fee, and the store builder is free. The rate is negotiable at higher volume.
Is Fungies registered for VAT?
The pricing page states that Fungies is registered for VAT in all 27 EU member states and the UK. It acts as merchant of record, so tax calculation and remittance are part of the commission. Confirm country coverage for non-EU markets with the vendor.
Which payment methods does Fungies support?
The pages name cards, PayPal, Apple Pay, Google Pay, SEPA, iDEAL, UPI and buy-now-pay-later. They do not list availability by country, so check whether your target markets can use each method before relying on it. The Fungies pricing and policy pages were the only sources used for this statement.
How long does Fungies keep records?
The privacy policy says transaction, invoice and tax records are generally kept at least five years from the end of the relevant tax year. Contact form messages are kept up to 24 months after resolution. It does not say whether data trains AI models.
Does Fungies have an AI feature?
The pages we read name no AI feature. Fraud screening is included in the commission, but the page does not say whether it uses machine learning. Developers who want an MCP server should compare vendors that describe one. A buyer with strict requirements should treat the Fungies claim as unverified until tested.