Tool profile
Plutio: cost, fit and limits
Plutio is a client workspace made by Plutio LTD in the United Kingdom that combines projects, proposals, contracts, invoices and a client portal, with a built-in AI assistant called Plutio Pal that is metered in monthly credits.
What to know first
Core costs $19 a month on monthly billing and lets you serve nine active clients. Pro at $49 removes the client cap, and Max at $199 adds white-label and single sign-on. AI is metered: Core gets 500 credits a month, Pro 2,500 and Max 10,000. A lookup or update costs one credit, and generating a document such as a proposal costs five. That makes cost predictable, but heavy drafters should do the arithmetic first.
Plutio at a glance
| Maker | Plutio LTD, United Kingdom |
|---|---|
| Free plan | Free trial only |
| Entry price | $19 per month (Core) |
| API access | Yes |
| Category | Best AI Client Portal Software in 2026, rank 1 of 11 |
| Website | plutio.com |
Who Plutio is best for
Solo consultants with under ten clients
Core covers nine active clients and 500 AI credits, enough for a consultant who drafts a few proposals and emails a month.
Agencies that bill by project
Pro lifts the active-client cap and adds 30 contributors and 5,500 workflow actions, which suits a small team running many accounts at once.
Firms with data-location rules
The privacy policy names London for storage and app servers, so a UK buyer can point to a stated location, with the Pal exception noted below.
Plutio plans and pricing
| Plan | Price | What it includes |
|---|---|---|
| Core | $19 per month, or $190 per year | 9 active clients, no extra contributors, 500 AI credits a month, 500 workflow actions and 100 GB of storage. |
| Pro | $49 per month, or $490 per year | Unlimited active clients, 30 contributors, 2,500 AI credits, 5,500 workflow actions and 500 GB of storage. |
| Max | $199 per month, or $1,990 per year | Unlimited clients and contributors under fair use, 10,000 AI credits, 50,000 workflow actions, 2 TB, white-label and SSO included. |
| Enterprise | Custom quote | Custom pricing for teams of 100 or more users or for buyers who need a data processing agreement. |
Checked November 2026.
What Plutio does
- Plutio Pal
- The assistant drafts proposals and contracts, plans projects, writes client emails and summarizes conversations. Each lookup or update spends one credit, and a generated document spends five.
- Active-client tiers
- Plans count active clients instead of seats: nine on Core and unlimited on Pro and Max. A client you archive may free a slot, so check how the vendor defines active.
- Workflow actions
- Automations run against a monthly quota of 500, 5,500 or 50,000 actions. A busy onboarding sequence across many clients can use the lower quotas faster than expected.
- White-label and SSO
- White-label costs $9 a month on Core and Pro and is included on Max. Single sign-on costs $5 a month on Pro and is included on Max.
- API and integrations
- The pricing page states API access and unlimited integrations on all plans, though it does not list the named integrations, so confirm yours first. That is useful for a studio that links Plutio to billing or chat tools.
How Plutio handles your data
The privacy policy says storage uses MongoDB Atlas and AWS, with application servers on Google Cloud in London and a backup in Belgium. Plutio Pal requests travel through Google Cloud Run in London to OpenAI in the United States. The policy says the OpenAI agreement prohibits training on content, but it is not explicit for Anthropic, used in support drafting, or for the models behind Pal. No certifications are named, and a separate GDPR page was not opened.
Where Plutio falls short in practice
- Trial is capped tightly. The 7-day trial allows 3 active clients, 3 contributors, 200 AI credits and 200 automation actions, so a realistic test of a busy account has to happen after paying.
- Extra capacity is unpriced. Extra storage and extra AI credits are sold, but the pricing page gives no price for either, so a heavy user cannot forecast overage without asking.
- Cross-border AI path. Pal requests end up at OpenAI in the United States even though the app runs in London, which may matter to buyers with strict residency terms.
Works with
Alternatives to Plutio
Plutio: common questions
How many clients does Plutio Core allow?
Core allows nine active clients and no additional contributors. Pro and Max remove the client cap, with Max stating fair usage. The pricing page does not define when a client counts as active, so ask support whether archived clients free a slot before you rely on the cap.
What does a Plutio Pal proposal cost in credits?
The pricing page says generating a document such as a proposal costs five credits, while a lookup, create or update costs one. Core includes 500 credits a month, so roughly 100 generated documents if you do nothing else. Unused credits and rollover terms were not stated on the pages read.
Is Plutio hosted in the UK?
The privacy policy names UK storage on MongoDB Atlas and AWS, application servers on Google Cloud in London and a backup in Belgium. Plutio Pal requests are routed to OpenAI in the United States. A buyer with strict residency terms should ask about that path and whether Pal can be disabled.
Does Plutio train AI on my client content?
The policy says the OpenAI agreement prohibits training on content and that Plutio does not use that content for its own purposes. It is not explicit for Anthropic, which supports support drafting, or for the models behind Pal, so request written confirmation for those if client confidentiality is critical.
When does white-label become worth paying for?
White-label is $9 a month on Core and Pro and included in Max at $199. If you only need it for client-facing branding, the add-on is cheaper than moving from Pro to Max. Max also adds SSO and a 10,000 credit quota, which may justify it for larger agencies.