Software advice
Best AI Investment Portfolio Trackers in 2026
AI investment portfolio trackers are apps and self-hosted programs that collect an investor's holdings from brokers, files or manual entry, calculate returns, allocation and dividends, and in some products add an AI assistant or an AI client connection for portfolio questions. They are not brokers, robo-advisors or tax filing software, and several vendors here name no AI feature at all.
Quick answer
Parqet is #1 for European investors who want clear prices and AI access through Claude and ChatGPT. Wealthfolio fits privacy-minded users who want a free local app, and Finary suits people who track wealth across banks and brokers.
The choice is less about AI than about where your data lives and how it gets in. Some trackers are hosted accounts that sync with brokers, some are desktop or self-hosted programs that keep everything in your own file, and a few are wealth dashboards that also cover property and private holdings. This ranking judges eleven products on what their own pages show: whether an AI feature is named, whether prices are published, how trades are imported, and what the page says about hosting and privacy. Only a minority name an AI feature, and several publish no prices for paid tiers, which pushes them down. Brokerage execution, tax filing and advisory management are covered in other categories. Where a page did not state a fact, this page says so instead of guessing.
The 11 best AI investment portfolio trackers in 2026, ranked
There is no score. Vendors can pay for more visibility on this website, for example a higher place in a ranking or more room on a page. Commercial relationships can also affect which products we feature and how prominently. How we rank.
| # | Tool | Best for | Free plan | Entry price |
|---|---|---|---|---|
| 1 | Parqet | European ETF and stock investors who want broker sync and an AI link through Claude or ChatGPT | Yes | 0 euros per month (Basis) |
| 2 | Wealthfolio | Privacy-minded investors who want a free local app with an in-app assistant and an MCP server | Yes | Free app, Connect from $2.99 per month |
| 3 | Finary | Europeans who track banks, brokers, crypto and other assets in one wealth view with AI help | Yes | 149.99 euros per year (Finary Plus) |
| 4 | Getquin | Investors who want AI agents for portfolio and retirement questions on web, iOS and Android | No | Quoted |
| 5 | Kubera | Wealthy or multi-owner households tracking property, private holdings and brokerages in one balance sheet | Trial | $250 per year (Essentials) |
| 6 | Simply Wall St | Stock pickers who want visual company reports and portfolio tracking in the same account | Yes | Quoted |
| 7 | Sharesight | Dividend and tax-focused investors who need performance and tax reports across several brokers | Yes | $7 per month billed annually (Starter) |
| 8 | Ghostfolio | Technical investors who want an open source tracker they run themselves, with an experimental MCP server | Yes | Quoted |
| 9 | Portfolio Performance | Investors who want accurate return math in a local file, with open export and no account | Yes | Quoted |
| 10 | Portseido | Investors with accounts at several brokers and currencies who want one free combined view | Yes | Quoted |
| 11 | Yahoo Finance | Casual investors who want a basic holdings list tied to news and earnings, with a Yahoo account | No | Quoted |
- 1
Parqet takes first place because it combines three things most rivals split: euro prices you can read, a named AI route through Claude and ChatGPT, and an X-Ray view that exposes overlap between ETFs and single stocks. The free Basis plan is real, and the vendor states German hosting. The weak spot is that AI details are thin and the legal country is not stated.
Strong on
- Published monthly euro prices for three tiers, with trials on the paid two
- X-Ray view that shows overlaps between single stocks and ETF holdings
- Autosync with brokers such as Trade Republic and Scalable Capital
Weak on
- Autosync and full analysis sit above the free Basis plan
- The Bitpanda sync is marked as coming soon
- Page gives no detail on which data the AI integrations can read
Skip it if: Investors who want a tracker with no hosted account, or who need a published legal country before signing up. Basis is free; Plus is 11.99 euros and Investor 29.99 euros per month, both with a 14 day trial.
- 2
Wealthfolio is second because it has the most flexible AI setup in the group: an in-app assistant, an MCP server for outside clients, and a choice of local models or your own key. Data stays on your devices by default. It loses first place because automatic broker imports and device sync cost extra and the page lists no brokers by name.
Strong on
- Local-first storage with an assistant that can run on local models
- MCP server with revocable access for Claude, ChatGPT or Cursor
- Free app with self-hosting through Docker and similar platforms
Weak on
- Broker imports and device sync need the paid Connect add-on
- No supported brokers listed by name on the main page
- No certifications or encryption detail stated for the local app
Skip it if: Investors who want automatic broker sync included in a free plan or a named company with a stated country. The app is free and needs no account; Connect is a paid add-on for sync and broker imports.
- 3
Finary lands third because it is the only hosted option here with a stated French company, European hosting and an AMF registration, plus an AI connector and AI expense analysis. The price is published for Plus. It ranks below the first two because paid access is required for full use and two plan names had no captured price.
Strong on
- Stated European hosting with AES encryption and read-only account access
- AI connector so you can query wealth from your own assistant
- Aggregates banks, brokers and crypto in a single view
Weak on
- Full access needs a subscription after the free version
- Lite and Pro prices were not captured on the pages opened
- Finary Life carries a 0.5% fee on unit-linked funds
Skip it if: Investors who want a one-time or fully free tool, or who only need a calculation file with no account. A free version exists and Plus has a 14 day trial; Lite and Pro prices were not captured.
- 4
Getquin has one of the fullest AI descriptions here: getquin AI, AI financial agents for portfolio and retirement questions, and AI risk ratings. It sits fourth because the page shows no prices, no legal entity and no hosting region, so a buyer cannot compare cost or data handling. The dividend and cash-flow tools are well described.
Strong on
- Named AI agents for portfolio questions and retirement scenarios
- API connections to thousands of broker and bank providers, plus web and mobile apps
- Dividend forecasts and monthly cash-flow analysis alongside retirement goal setting
Weak on
- No prices or plan tiers appear on the page opened
- No legal entity, country or hosting region stated
- Coverage and user figures on the page are vendor claims
Skip it if: Buyers who need to see a price list and data location before they create an account. No plan names or prices are shown on the page opened, only Start now buttons.
- 5
Kubera is fifth because it is a wealth ledger more than a trade tracker. It publishes two annual prices, lets Claude, ChatGPT and Grok agents read and write the balance sheet, and handles partly owned entities. The cost is high next to free options, and Essentials caps AI agent operations at 5,000 per day, and Black removes that cap.
Strong on
- Counts only your share of partly owned entities and trusts
- AI agent access with a stated daily operation cap on Essentials
- Dead Man's Switch that delivers the portfolio to chosen people
Weak on
- Starts at $250 a year with no free tier beyond the trial
- Nested portfolios and ownership tags need the Black plan
- Page showed a banner about an AWS outage affecting logins
Skip it if: Casual investors who only want performance charts for a few ETFs at low or no cost. Billed annually; a 14 day free trial gives access to all features, then you pick a plan.
- 6
Simply Wall St ranks sixth because its strength is research: reports on about 120,000 stocks, a screener, alerts and an AI assistant called Charlie. Portfolio tracking is included with broker sync. Paid tiers and the contents of the free tier are not described on the page opened, which holds it below tools with clear prices.
Strong on
- Visual company reports covering about 120,000 global stocks, with a screener
- Charlie AI, with an Ask Charlie feature page on the site
- Dividend tracker with quality scores and income forecasting
Weak on
- No paid prices or plan names appear on the page opened
- Free tier contents are not described on the page opened
- Financial data comes from S&P Global Market Intelligence
Skip it if: Index and ETF investors who need allocation and overlap analysis more than company reports. The page says free forever with no credit card, but shows no paid plan names or prices.
- 7
Sharesight is seventh in an AI ranking because its pages name no AI feature, but it is the clearest on price and compliance: four tiers, SOC 2 and GDPR statements, and hundreds of broker connections. It suits people who need tax and dividend reports. Holding caps on lower plans push heavy users to the $18 Standard tier.
Strong on
- Four published tiers with annual and monthly prices in USD
- SOC 2 and GDPR compliance stated on the page opened
- Tax reporting, dividend tracking and Superannuation calculators in one view
Weak on
- Free plan caps at 10 holdings including closed ones
- Starter caps at 1 portfolio and 30 holdings
- No AI feature named on the page opened
Skip it if: Investors who want an AI assistant to answer questions about their portfolio. USD prices; the Free plan is capped at 10 holdings, and Starter, Standard and Premium also have monthly billing.
- 8
Ghostfolio is eighth because the AI route, an MCP server, is experimental and off by default, and the hosted Premium plan has no visible price. The self-hosted version is free, open and tracks stocks, ETFs and crypto with a static risk analysis and dividend-inclusive returns. It rewards people who already run Docker, PostgreSQL and Redis themselves.
Strong on
- Open source under AGPL-3.0 with Docker images for several architectures
- Tracks stocks, ETFs and crypto with static risk analysis
- Transaction import and export, plus a progressive web app with dark mode
Weak on
- MCP server is experimental and disabled by default
- Premium hosted price is not shown on the pages opened
- OpenID Connect login is listed as experimental on the page
Skip it if: Non-technical investors who do not want to run a server and need broker sync out of the box. Self-hosting is free under AGPL-3.0; hosted Ghostfolio Premium has no price on the pages opened.
- 9
Portfolio Performance is ninth because no AI feature is named on its page, yet it is the cleanest pick for return accuracy: time-weighted and internal rate of return across several accounts, European Central Bank exchange rates and open XML and CSV export. It is free, local and plain. The built-in price provider is limited to German and US stocks.
Strong on
- True-Time Weighted Rate of Return and internal rate of return across depots
- Open XML and CSV export and desktop builds for three systems
- Several price sources including Alpha Vantage, TwelveData and CoinGecko
Weak on
- Built-in price provider covers German and US stocks only
- No AI or cloud sync feature named on the page
- No hosted account or support tiers are published anywhere
Skip it if: Investors who want AI answers or automatic broker sync without configuring price sources. Open source desktop program under the Eclipse Public License 1.0; no prices are published on the page opened.
- 10
Portseido is tenth because it names no AI feature and publishes no price for the upgrade. It does give a free portfolio with returns, allocation and dividend tracking across brokers and currencies, plus file import for broker exports on web and mobile. The coverage claims of 100 plus brokers are the vendor's own and were not checked here.
Strong on
- Combines holdings across brokers and currencies in one view
- Per-trade performance, allocation and dividend tracking in the free portfolio
- Trade import by uploading a broker export file, plus web, iOS and Android apps
Weak on
- Upgrade needed once the trade count grows, with no price shown
- Broker coverage figures are the vendor's own claim
- No AI feature named on the page opened
Skip it if: Investors who need a published price list or any AI assistant before choosing. Free to start; the FAQ says the free portfolio covers almost all functions until trades grow, with no paid price.
- 11
Yahoo Finance is last because the page opened shows a sign-in prompt, an error message, no price and no AI portfolio feature at all. It still does the basics: holdings with performance, news, earnings and personalized insights, with a linked brokerage or manual entry. It fits a quick look at a portfolio, not a detailed analysis.
Strong on
- Holdings tied to market news and earnings calendars
- Link a brokerage account or build a portfolio by hand
- Personalized insights on holdings, with US market data in the US edition
Weak on
- Page shows a sign-in prompt and an error message when opened
- No pricing or plan tiers are stated on the page
- No AI portfolio feature named on the page opened
Skip it if: Investors who need detailed return math, tax output or a stated data policy for portfolios. The portfolio page showed a sign-in prompt and no price; the page does not say whether tracking is free.
How these AI investment portfolio trackers were judged
Which tracker has the most useful AI for investors?
Wealthfolio and Getquin describe the most concrete AI. Wealthfolio has an in-app assistant for performance, income and allocation questions, plus an MCP server, and lets you choose local models or your own API key. Getquin names AI agents for portfolio and retirement questions and AI-based risk ratings. Parqet connects to Claude and ChatGPT, Finary offers an AI connector and expense analysis, and Kubera lets Claude, ChatGPT and Grok agents read and write the balance sheet. Ghostfolio's MCP server is experimental and off by default. Sharesight, Portfolio Performance, Portseido and Yahoo Finance name no AI feature on the pages opened, so treat their analytics as ordinary calculation.
What does an investment tracker cost per year?
Prices run from free to $2,500 a year. Portfolio Performance and self-hosted Ghostfolio are free, and Wealthfolio's app is free with Connect add-ons from $2.99 a month. Parqet Basis is 0 euros, Plus 11.99 euros and Investor 29.99 euros per month. Sharesight Starter is $7 a month billed annually, Standard $18 and Premium $23.25. Finary Plus is 149.99 euros a year, Kubera Essentials $250 a year and Black $2,500. Getquin, Portseido, Simply Wall St and Yahoo Finance show no paid prices on the pages opened, and Ghostfolio Premium is unpriced there too.
Where is my portfolio data stored and who can read it?
The answer splits by design. Portfolio Performance keeps data in a file on your machine, Wealthfolio is local by default with an optional self-hosted setup, and Ghostfolio self-hosting keeps data in your own PostgreSQL database. Among hosted products, Parqet states German hosting, Finary states European hosting with AES encryption and an AMF registration, and Sharesight states SOC 2 and GDPR compliance. Kubera says it sells software, not user data, and Parqet says it does not earn from personal data. Getquin, Portseido, Simply Wall St and Yahoo Finance state no hosting region on the pages opened, and no vendor stated whether data trains models.
How easy is it to leave a portfolio tracker?
Open formats make leaving easy. Portfolio Performance exports XML and CSV, and Ghostfolio and Wealthfolio support transaction import and export or CSV. Hosted products hold your history behind broker sync, so check export before you rely on them. Parqet and Portseido import files from brokers, Sharesight connects to hundreds of brokers, and Simply Wall St offers trade history import. Kubera's nested portfolios and ownership tags sit on the Black plan, which makes a later move harder for complex setups. Finary is read-only on accounts, so it cannot move money, which limits one kind of lock-in but not the history you build up inside it.
Which tracker fits my kind of investing?
European ETF savers with Trade Republic or Scalable Capital accounts get the closest match from Parqet, which also shows overlap between funds and single stocks. Self-hosters and privacy-first users should look at Wealthfolio, Ghostfolio and Portfolio Performance. People who want one balance sheet with property and private assets belong with Kubera or Finary. US and Australian investors who care about tax reports and dividends fit Sharesight. Stock pickers who read company reports can use Simply Wall St, and anyone who only needs a free watchlist with holdings can start with Yahoo Finance, which needs a Yahoo account.
How to choose an AI investment portfolio tracker in three steps
- Decide where the data should live. Choose between a hosted account, a desktop file and a server you run yourself. Hosted products such as Parqet, Getquin, Finary and Sharesight sync with brokers for you but hold your history. Portfolio Performance keeps everything in your own file, and Wealthfolio and Ghostfolio can run on your own hardware. If a broker login stored at a vendor worries you, start with the local group and accept manual or file imports. If you trade often, automated sync saves hours each month and may justify a hosted plan.
- Check that your broker and region are covered. Coverage claims differ and several are the vendor's own numbers. Parqet names Trade Republic and Scalable Capital, Portseido claims more than 100 brokers, Simply Wall St claims 2,000 brokers, and Sharesight names Robinhood, Charles Schwab and Interactive Brokers. Before you pay, search the vendor's broker list for your exact account and test one import. If your broker is missing, favor a tool that accepts CSV or a broker export file so a gap does not stop you, and confirm that your currency and exchanges are handled.
- Test the AI feature on your own holdings. Use a trial or free tier to ask three questions you already know the answer to: your allocation by country, last year's dividend income and your largest overlap between funds. If the assistant gets them wrong, the feature will not help with harder questions. Wealthfolio lets you use local models, Parqet and Kubera connect outside assistants, and Getquin has its own. Read what the page says about which data an AI provider can see, and turn the connection off if you cannot tell.
Frequently asked questions
What is the best AI investment portfolio tracker in 2026?
Parqet ranks first here because it publishes clear euro prices, connects to Claude and ChatGPT, shows overlaps between ETFs and single stocks, and states German hosting. Wealthfolio is second for people who want a free local app with an in-app assistant, and Finary is third for wealth tracking across banks and brokers.
Which trackers name an AI feature on their own pages?
Wealthfolio, Getquin, Parqet, Finary, Kubera, Simply Wall St and Ghostfolio each name one, from an in-app assistant to an MCP server or an outside AI connection. Sharesight, Portfolio Performance, Portseido and Yahoo Finance name none on the pages opened. Ghostfolio's MCP server is experimental and disabled by default.
Is there a free AI portfolio tracker?
Yes. Wealthfolio's app is free and includes an in-app assistant, and you can run it locally or self-host it. Ghostfolio is free to self-host under AGPL-3.0 with an experimental MCP server. Parqet's Basis plan is free but its AI integrations are not stated for that tier, so check before relying on it.
Can an AI assistant see my brokerage login?
The pages opened do not say that in general. Finary states that access is read-only, so it cannot make transactions. Wealthfolio says you choose which data each AI provider can access and that MCP access is revocable. For other vendors the policy was not checked for this, so read the privacy page before linking accounts.
How much does Parqet cost compared with Sharesight?
Parqet charges 0 euros for Basis, 11.99 euros per month for Plus and 29.99 euros per month for Investor. Sharesight charges from $7 a month billed annually for Starter, $18 for Standard and $23.25 for Premium. Parqet adds 14 day trials on Plus and Investor, and Sharesight has a free plan limited to 10 holdings.
Which tracker keeps data off the vendor's servers?
Portfolio Performance stores data in a file on your own machine, and Ghostfolio can be self-hosted with your own PostgreSQL database. Wealthfolio is local by default and can run on your own server. Each trades convenience for control, since broker sync is limited or sits behind a paid add-on.
Do these trackers handle tax reports?
Sharesight lists tax reporting and tracks Superannuation, and Parqet's Plus plan includes a tax dashboard. The other pages opened do not describe tax output. Tax rules differ by country, so check that a tracker's report matches your filing format before relying on it, and keep your broker's own statements.
Which tracker works for wealth beyond stocks?
Kubera combines banks, brokerages, digital assets, real estate and private investments into one balance sheet, and Finary aggregates banks, brokers, crypto and other accounts. Both are paid after a trial or free version. Kubera Essentials is $250 a year and Finary Plus is 149.99 euros a year.