Tool profile
Parqet: cost, fit and limits
Parqet is a hosted portfolio tracker made by Parqet Fintech GmbH that collects holdings from broker syncs and file imports, analyzes returns, dividends and fund overlap, and connects to Claude and ChatGPT for portfolio questions.
What to know first
Parqet sells three tiers in euros: a free Basis plan with one portfolio, Plus at 11.99 euros a month and Investor at 29.99 euros a month, both with a 14 day trial. The caps on portfolios, watchlists and integrations rise with each tier, and Autosync is listed on all three. The pricing page names Germany as the hosting location, but the pages opened state no company country.
Parqet at a glance
| Maker | Parqet Fintech GmbH, Not stated on the vendor pages |
|---|---|
| Free plan | Yes |
| Entry price | 0 euros per month (Basis) |
| API access | Yes |
| Category | Best AI Investment Portfolio Trackers in 2026, rank 1 of 11 |
| Website | parqet.com |
Who Parqet is best for
ETF savers with German-speaking brokers
Autosync names Trade Republic and Scalable Capital, so a saver whose accounts sit there can skip file imports and still see country and sector splits.
Investors who hold funds and single stocks together
The X-Ray view shows overlap between single stocks and ETF holdings, which answers whether your fund purchases quietly doubled a position you already own.
Dividend-focused households
The calendar lists announcements up to 24 months ahead across more than 35,000 dividend securities, so income planning does not need a separate spreadsheet.
Parqet plans and pricing
| Plan | Price | What it includes |
|---|---|---|
| Basis | 0 euros per month | One portfolio, one watchlist, unlimited holdings plus 5 additional assets, 2 integrations, basic analysis, 40 plus currencies, file import and Autosync. |
| Plus | 11.99 euros per month | Five portfolios, watchlists, views and integrations, full analysis with X-Ray and dividend forecast, a tax dashboard and email support; 14 day trial. |
| Investor | 29.99 euros per month | Twenty portfolios, watchlists, views and integrations, full analysis and priority support; 14 day trial. Yearly billing shows free months on Plus and Investor. |
Checked November 2026.
What Parqet does
- X-Ray overlap view
- X-Ray breaks ETFs into their parts and shows where single stocks and funds overlap, which helps an investor who holds several funds see concentration that a simple holdings list hides.
- Dividend calendar and forecast
- Dividend announcements show up to 24 months ahead for more than 35,000 securities, and Plus adds a dividend forecast, so monthly income can be planned from the calendar.
- Claude and ChatGPT integrations
- Users can discuss their portfolio with Claude or ChatGPT through integrations the vendor lists. The pages opened do not say which portfolio fields the assistants can read.
- Tax dashboard
- Plus and above include a tax dashboard. The pages opened do not name countries or filing formats, so a buyer should test it against a real tax statement.
- News feed
- Parqet News Feed collects stories for the securities in portfolios and watchlists, so one screen mixes holdings and the headlines that touch them. Stories attach to portfolios and watchlists alike.
How Parqet handles your data
The vendor says it does not earn money from personal data, and the opened page names Germany as the hosting location. A separate data protection page is linked, and the policy text was not opened, so retention periods and deletion on cancellation are unknown. The pages do not say whether portfolio data is used to train AI models, and the Claude and ChatGPT integrations are described without detail on data flows. No certifications are stated. Check the data protection page before linking broker accounts.
Where Parqet falls short in practice
- Caps rise with the plan. Basis allows one portfolio, one watchlist and two integrations. A household with a joint account, a pension and a child's depot needs Plus for five portfolios, so the free plan covers a single investor.
- AI integrations are thin on detail. The pages say users can talk to Claude and ChatGPT about a portfolio but give no field list, no tier restriction and no description of what the assistants can change.
- One sync is not live yet. Bitpanda sync is marked coming soon, so crypto holdings on that exchange need manual or file entry for now, and the pages give no release date for the connection.
Works with
Alternatives to Parqet
Parqet: common questions
Does Parqet include a free plan with Autosync?
Yes. The pricing page lists Autosync on the Basis plan at 0 euros per month, along with one portfolio, one watchlist and two integrations. Plus and Investor raise those caps to five and twenty. The page does not list which brokers sync on which tier, so confirm yours before building a routine.
How long is the Parqet trial?
Plus and Investor both come with a 14 day free trial according to the pricing page. Basis needs no trial because it costs nothing. The page does not say whether a card is required to start the trial, so check at sign-up before entering payment details.
Can Parqet show how much my ETFs overlap?
Yes, the X-Ray view is described as showing overlaps between single stocks and ETF holdings. The pricing page lists X-Ray under full analysis on Plus, while Basis has basic analysis. If overlap is why you are shopping, plan for the 11.99 euro tier.
Where does Parqet host my data?
The page opened says Germany. It also says the company does not earn money from personal data and links a data protection page that was not opened. Retention and deletion terms are therefore unchecked, and no security certification is named on the pages.
Which AI assistants work with Parqet?
The vendor lists integrations for Claude and ChatGPT so users can ask questions about a portfolio. The pages give no detail on setup, plan restrictions or what the assistants can see. Test with a small portfolio first, then decide what you are comfortable exposing.