Tool profile
Divly: cost, fit and limits
Divly is a crypto tax and portfolio tracking service made by Ragnaros AB that calculates taxes and builds country-specific reports, with free tracking and one-off paid report packages. Its plans are one-off payments for the latest tax year, with a free tracking tier alongside.
What to know first
Divly pairs free portfolio tracking with one-off tax report packages. Free tracks up to 25,000 transactions, Essential is 39 EUR, Peace of Mind is 99 EUR with manual review by a Divly Expert, and Full Service is 599 EUR for businesses. The homepage lists report support for 13 countries. The pages opened name no AI feature. Full Service is limited to businesses according to the pricing page FAQ.
Divly at a glance
| Maker | Ragnaros AB, Sweden |
|---|---|
| Free plan | Yes |
| Entry price | 39 EUR one-off |
| API access | No |
| Category | Best AI Crypto Tax Software in 2026, rank 8 of 12 |
| Website | divly.com |
Who Divly is best for
Nordic taxpayers
Reports are listed for Sweden, Norway, Denmark and Finland, among 13 countries named on the homepage. Report support is also listed for Germany, the Netherlands, France and other markets.
People with large wallets
The free tier tracks up to 25,000 transactions across unlimited blockchains, wallets and exchanges, so big histories can be reviewed before paying.
Filers who want a second pair of eyes
Peace of Mind adds a manual review by a Divly Expert and a detailed issues report, a middle step before a full service.
Divly plans and pricing
| Plan | Price | What it includes |
|---|---|---|
| Free | 0 EUR | Portfolio tracking up to 25,000 transactions, unlimited blockchains, wallets and exchanges, all transaction types, 10,000+ currencies. |
| Essential | 39 EUR | One-off tax report for your country, automatic tax calculations, unlimited revisions and guidance on the report. |
| Peace of Mind | 99 EUR | Everything in Essential plus transactions manually reviewed by a Divly Expert and a detailed issues report. |
| Full Service | 599 EUR | Dedicated Divly Expert, 1-on-1 video call sessions and guided declaration submission; the FAQ says businesses only. |
Checked November 2026.
What Divly does
- Country-specific report
- Essential produces a report for your country. The homepage lists Belgium, Denmark, Estonia, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Spain, Sweden and the UK.
- Unlimited revisions
- Essential allows unlimited revisions, so you can fix data and rerun the report without paying again for the same year. That means you can fix a wrong cost basis and regenerate without paying a second time for that tax year, which helps with messy imports.
- Large free tracking
- Free tracking covers 25,000 transactions, covering all transaction types and 10,000+ currencies. Divly counts 10,000+ currencies and every transaction type, so large histories can be reviewed in full before any report is bought.
- Expert review
- Peace of Mind has a Divly Expert go through your transactions and produce an issues report with fixes. The review and the issues report suit people who know their data is messy but do not want a full service.
- Guided declaration
- Full Service includes guided declaration submission and video call sessions, though the FAQ restricts it to businesses. Because the FAQ limits that tier to businesses, individual filers should treat Peace of Mind as the top hands-on option.
How Divly handles your data
Divly's privacy page lists its processors and says cloud data storage uses AWS Europe in Germany, in a notice last updated on 2023-03-14. The pages opened do not state a retention period, whether customer data trains models, or any certification. The Essential package is described in the FAQ as a one-off payment and not a recurring subscription. Because the notice is dated, ask the vendor whether its terms have changed since then.
Where Divly falls short in practice
- Tier pricing unclear. The page shows report tiers of up to 100, 1,000, 10,000 and 100,000 transactions without saying how each changes the price. Buyers cannot predict the final price from the page alone, so confirm it at checkout before comparing with competitors.
- Business-only top plan. Full Service at 599 EUR is for businesses according to the FAQ, so individuals cannot use the hands-on route. Individuals who want a dedicated expert and a video call have no route beyond the 99 EUR review.
- Dated privacy notice. The notice is from March 2023 and lacks a retention period, leaving data practices partly open. Buyers who need a stated retention period or model-training statement should ask the vendor directly.
Works with
Alternatives to Divly
Divly: common questions
How much is Divly's tax report?
Essential costs 39 EUR as a one-off payment for the latest tax year, according to the FAQ. Peace of Mind is 99 EUR and Full Service 599 EUR. The page shows transaction tiers up to 100, 1,000, 10,000 and 100,000 without explaining how they change the price.
Is Divly free?
Divly's free tier covers portfolio tracking for up to 25,000 transactions across unlimited blockchains, wallets and exchanges. It does not include the tax report, which needs the paid Essential package at 39 EUR. Paid plans are one-off, not recurring subscriptions.
Which countries does Divly support?
The homepage lists tax report support for Belgium, Denmark, Estonia, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Spain, Sweden and the United Kingdom. If your country is not on that list, check with Divly before relying on the report.
What does Divly's Peace of Mind plan add?
Peace of Mind costs 99 EUR and includes everything in Essential plus manual review of your transactions by a Divly Expert and a detailed issues report. It sits between the self-serve report and the 599 EUR Full Service, which is for businesses.
Where does Divly store my data?
The privacy notice lists AWS Europe in Germany for cloud data storage. It was last updated on 2023-03-14, and the pages opened give no retention period or statement about model training. Ask Divly for current terms if you need them in writing.