Tool profile
Waltio: cost, fit and limits
Waltio is a crypto tax declaration tool made by WALTIO SA that syncs exchanges, wallets and blockchains and produces gains reports, tax certificates and filing guides, sold on yearly plans by transaction tier. It is a French company with a free tier.
What to know first
Waltio sells yearly plans only. Lite is 39€ for up to 50 transactions, Starter 99€ for up to 1,000, Smart 249€ for up to 10,000 and Unlimited 999€, while a free plan offers tracking and a manual P&L. The homepage says it syncs 700+ exchanges, wallets and blockchains. The pricing page lists no monthly option and gives no billing period for the free plan.
Waltio at a glance
| Maker | WALTIO SA (trading as Waltio), France |
|---|---|
| Free plan | Yes |
| Entry price | 39€ per year |
| API access | No |
| Category | Best AI Crypto Tax Software in 2026, rank 7 of 12 |
| Website | waltio.com |
Who Waltio is best for
French taxpayers
Starter adds a step-by-step filing guide, and the free plan includes a foreign accounts form, which matters for holders using exchanges abroad.
Mid-size traders
Smart handles up to 10,000 transactions at 249€ per year, with Starter's feature set, a mid-range option between the 1,000 and unlimited tiers.
Holders with scattered wallets
Unlimited exchanges and wallets are included on the free plan, so tracking many accounts does not raise the price; the paid tier depends on transaction count.
Waltio plans and pricing
| Plan | Price | What it includes |
|---|---|---|
| Free | 0€ | Unlimited exchanges and wallets, CeFi and wallet portfolio tracking, manual P&L, foreign accounts form. Its billing period is not stated on the pricing page. |
| Lite | 39€ per year | Up to 50 transactions, automated P&L, capital gains and losses report, tax certificate, documents export. |
| Starter | 99€ per year | Up to 1,000 transactions, CeFi and DeFi tracking, automated P&L, tax certificate, step-by-step filing guide. |
| Smart | 249€ per year | Up to 10,000 transactions with the same features as Starter; labelled Popular. Billed yearly; the page labels this tier Popular among the paid options. |
| Unlimited | 999€ per year | Unlimited transactions, repatriation of funds, tax audit document, priority support. The highest tier on the page, priced yearly with no cap on transactions. |
Checked November 2026.
What Waltio does
- Automated P&L
- Lite and above compute profit and loss and a capital gains and losses report automatically; the free plan is manual only. The free plan is limited to manual P&L, so anyone wanting calculated results must pay from 39€ per year.
- Tax certificate
- Paid plans include a tax certificate, a document summarizing results to attach when declaring. It is aimed at declarations in France, and the document comes with every paid tier from Lite upward.
- Filing guide
- Starter adds step-by-step guidance for completing the declaration, a help step beyond the calculation. That guidance matters for first-time filers who do not know which boxes the figures belong in.
- Audit document
- Unlimited adds a tax audit document and repatriation of funds, aimed at users who expect scrutiny. Users who expect scrutiny, or who moved funds from abroad, can use these documents when questions arise.
- Broad sync
- The homepage claims syncing across 700+ exchanges, wallets and blockchains, to be tested with your own accounts. The number is a vendor claim, so import your own accounts on the free plan and see what remains unmatched.
How Waltio handles your data
Waltio's privacy policy gives concrete retention terms: billing records are kept 10 years after the end of the financial year, technical logs 1 year, and account data while the account is active. It states hosting on AWS with servers in Ireland. The policy opened does not say whether customer data trains models, and no certification is named. That level of detail on retention and region is more than several competitors publish, though a training statement is still missing.
Where Waltio falls short in practice
- Yearly billing only. No monthly option is listed, so a short project still means paying for a full year. Active DeFi users can exceed those figures quickly and move to the 249€ Smart plan or higher.
- Tight low-tier caps. Lite stops at 50 transactions and Starter at 1,000, and automated P&L starts only on Lite. The effect is that a one-off filing still costs a full year, whatever your usage during the year.
- No named AI feature. The pages opened mention no AI capability, so users after AI-assisted classification should look elsewhere. Buyers who want AI-assisted classification should test other products in this category instead.
Works with
Alternatives to Waltio
Waltio: common questions
How much does Waltio cost?
Lite is 39€ per year for 50 transactions, Starter 99€ for 1,000, Smart 249€ for 10,000 and Unlimited 999€ per year for unlimited transactions. A free plan costs 0€ and needs no credit card, but its billing period is not stated on the page. No monthly pricing is listed.
Does Waltio have a free plan?
Yes. The free plan lists unlimited exchanges and wallets, CeFi and wallet portfolio tracking, a manual P&L and a foreign accounts form. Automated P&L and the capital gains and losses report begin on Lite at 39€ per year. No monthly price is listed anywhere.
Where does Waltio host my data?
The privacy policy says Waltio uses AWS with servers located in Ireland. It also lists retention: billing records for 10 years after the financial year ends, technical logs for 1 year and account data while the account is active. Check the policy yourself for current wording.
What do I get at Waltio's Starter tier?
Starter costs 99€ per year for up to 1,000 transactions. It includes CeFi and DeFi tracking, automated P&L, a tax certificate and a step-by-step filing guide. Smart at 249€ keeps the same features but raises the cap to 10,000 transactions.
Is there an unlimited Waltio plan?
Yes. Unlimited is 999€ per year and removes the transaction cap. It adds repatriation of funds, a tax audit document and priority support. The pricing page lists it as the top tier above Smart, which handles up to 10,000 transactions.