AI Tool Compare

Tool profile

Fyle: cost, fit and limits

Fyle is an expense management application, sold as Sage Expense Management by Fyle Inc., that scans receipts, matches them to card transactions and sends approved expenses to accounting software for companies of five or more users.

What to know first

Fyle prices by active user: someone counts only in a month where they create an expense or have a card transaction. Growth is $11.99 per active user per month billed annually with a 5-user minimum, Business is $14.99 with a 10-user minimum, and Enterprise is a custom quote for companies of 250 or more employees. Only annual prices appear, with a monthly toggle on the page.

Fyle at a glance

MakerFyle Inc., United States
Free planNo
Entry price$11.99 per active user per month, billed annually
API accessYes
CategoryBest AI Receipt Scanner Apps in 2026, rank 11 of 12
Websitefylehq.com

Who Fyle is best for

Companies with many occasional spenders

Billing only active users keeps the bill low when staff expense a few times a year, which suits seasonal or project teams.

Finance teams on QuickBooks or Xero

Growth lists two-way QuickBooks Online and Xero integrations, so approved expenses land in the ledger without export files or manual re-entry by a finance clerk.

Mid-sized firms needing SSO

Enterprise lists SSO with AD and Okta and a dedicated account manager, for companies with 250 or more employees that need identity controls.

Fyle plans and pricing

PlanPriceWhat it includes
Growth$11.99 per active user per month, billed annuallyMinimum 5 users; unlimited expense tracking, receipt scanning, card feeds and Copilot AI, with two-way QuickBooks Online and Xero links.
Business$14.99 per active user per month, billed annuallyMinimum 10 users; multi-stage approvals, ACH reimbursements (US only), plus API access and third-party integrations beyond Growth.
EnterpriseCustom quoteFor companies of 250 or more employees; SSO with AD and Okta and a dedicated account manager.

Checked October 2026.

What Fyle does

Receipt scanning
Receipts are scanned and data is extracted automatically, with text-message receipt collection listed on Growth for staff who would rather text a photo than open an app.
Copilot
Copilot is an AI assistant that offers spend insights and real-time support. The pages opened do not list its specific actions or any usage limits.
Receipt and card matching
Automated receipt matching and credit card reconciliation pair scanned receipts with card transactions, reducing the manual clean-up that finance teams do at month end. This is listed on Growth.
Accounting integrations
Two-way integrations with QuickBooks Online and Xero are on Growth, and Sage Intacct, Sage 300 CRE and Sage 50 (Beta) are also named on the page.
Mileage and per diem
Mileage and per diem tracking are listed on the pricing page, which helps teams that reimburse travel and daily allowances without a receipt for each claim.

How Fyle handles your data

The product FAQ on the pricing page states that Fyle holds SOC 2 Type 1 and Type 2 and is GDPR and PCI DSS compliant. The pages opened do not say whether customer receipts are used to train models, how long data is retained or in which region it is hosted. Companies subject to residency rules should request the audit reports and a statement on hosting location, since the pricing page gives only the compliance headline.

Where Fyle falls short in practice

  • User minimums. Growth needs at least 5 users and Business 10. A two-person business cannot start at the listed price, and the pages state no free plan.
  • Paid add-ons. Premium live chat is an optional paid add-on, SSO is a paid add-on on Business, and QuickBooks Desktop costs extra on Growth, so the headline price omits some needs.
  • Annual prices only. Only annual prices are displayed, and a monthly toggle exists on the page, but the amounts for monthly billing were not visible when it was opened.

Works with

Alternatives to Fyle

Fyle: common questions

What counts as an active user at Fyle?

A user is active in a month when they create at least one expense or hold a corporate card with at least one transaction. Fyle bills only active users, according to the pricing page. Staff with no activity that month do not add to the invoice, which suits teams with uneven spending.

Is Fyle the same as Sage Expense Management?

The maker line on the pricing page reads Fyle Inc., trading as Sage Expense Management, so the two names refer to the same product. Search results and integrations may show either name. The pages opened do not explain the history behind the branding.

How much does Fyle Growth cost?

Growth is $11.99 per active user per month, billed annually, with a minimum of 5 users. Business is $14.99 on the same basis with a minimum of 10 users. Monthly billing is available through a toggle, but the amounts were not visible, as of November 2026.

Does Fyle have a free trial or free plan?

The pages opened do not state a free plan or a free trial. Prices shown are annual, and no trial banner was visible. A buyer should ask Fyle whether a trial is available before committing, particularly given the user minimums on Growth and Business.

Which security certifications does Fyle list?

The product FAQ lists SOC 2 Type 1 and Type 2, GDPR compliance and PCI DSS compliance. The pricing page does not name an ISO standard or a hosting region. For vendor risk reviews, ask Fyle for the SOC 2 report itself rather than relying on the FAQ line.

Sources